11 Best WordPress Payment Plugins for 2022 (Free + Paid)

Are you struggling to choose the best WordPress payment plugin to accept payment from your WordPress site? If so, this is the right article for you.  

When it comes to money-related topics, you should always be cautious; and in this case, when you’re making a payment online, you should be extra careful. However, with a good WordPress plugin to accept payment, you don’t have to worry at all. 

Yes, you read it right; the WordPress payment plugin makes the process completely hassle-free. All you have to do is choose the best plugin for your website. And to help you pick the best option, we’ve shortlisted the top 11 plugins. 

Before we move on to the list, allow us to make you understand how you should choose the best WordPress payment plugin.  

How to Choose the Best WordPress Payment Plugin? 

When you make a new business website, you definitely want to earn revenue by selling your product or services. To be more precise, you want a secure platform to do so. WordPress has a perfect solution, and that is payment plugins.

Given you need a payment plugin that works best, you should consider some important aspects before choosing the ideal plugin for your website. 

To generate the payment option, the first thing you require is the payment gateway. And among various options, Stripe and PayPal are the most popular and widely used payment gateways. Even if you use other payment gateways like Apple Pay, Google Pay, etc., be sure that the plugin you choose seamlessly integrates with it. 

Besides, you also need to check the countries and the currencies the plugin supports. While PayPal supports more than 200 countries and 25 currencies, Stripe is available in 46 countries and supports over 135 currencies. Hence, choose the plugin according to your customers’ address; you can easily find your customers’ data from Google Analytics. 

Now, let’s get into the list that includes both free and paid WordPress payment plugins. 

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11 Best WordPress Payment Plugins

1. Everest Forms 

Everest Forms is one of the finest plugins to create various forms using a drag and drop form builder. At the same time, it supports PayPal payment using the PayPal add-on that allows to accept or collect payments through forms. Likewise, it also offers a Stripe add-on to set Stripe as the payment gateway. Hence, you can choose between the PayPal and Stripe payment gateways. 

You can basically drag and drop the field into your form for the users to enter the credit card details. Other payment fields like checkbox, single item, multiple-choice, and so on are available for the form. Additionally, the Stripe add-on supports recurring payments so that you can charge your users periodically. 

Key Features 

• Conditional logic to choose between PayPal and Stripe add-on 
• Secure with SCA (Strong Customer Authentication) 
• Publishable key, secret key, and test keys are available 
• Pre-designed form templates are available 
• Send email notifications and set autoresponder 

Price: Free or $49 for a Personal Plan 

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2. User Registration 

User Registration is a reputed WordPress plugin to create custom registration forms. With numerous customization options for each field and form, the plugin also accepts online payment in the WordPress website through its payments add-on. It allows you to integrate PayPal and Stripe into the different forms: registration fee payments forms, donation forms, etc. and accept payments through them.  

Besides, users can pay directly without using their credit or debit card but with the associated email. The admin can also easily view the user’s payment status from the “users” tab. Along with this, users can also view their payment status from the “payment” tab of their account. The currency is the US dollar by default; however, you can change it at your convenience. 

Key Features 

• Set amount as predefined, user-defined, or hidden 
• Allow login before or after the payment is complete 
• Redirects URL if the user cancels or makes the payment 
• Email notifications for pending and successful payment 
• Sandbox mode available for testing payment 

Price: Free or $69 for a Personal Plan

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3. Payment Plugins for Stripe WooCommerce 

Payment Plugins for Stripe WooCommerce is a WordPress payment plugin, which is an official partner of Stripe. It accepts credit cards, Google Pay, ApplePay, ACH, Afterpay, iDEAL, and many more. However, ApplePay can process payments in only those currency that maps with the Stripe account’s registered country.  

With the plugin, you can add the payment methods on any product pages, cart pages, or even at the top of the checkout page. It also allows the billing and the shipping field of the users to be auto-populated. Along with this, the plugin also supports local payment methods.  

Key Features 

• Highly customizable  
• WooCommerce subscriptions  
• Plugin test mode available  
• WooCommerce pre-orders and blocks 
• Create phone order through admin 

Price: Free 

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4. Accept Stripe Payments

Accept Stripe Payments is the plugin that allows you to accept credit card payments via Stripe payment gateway on your WordPress website. It possesses a simple shortcode to let you add “Buy Now” buttons anywhere on your site. Additionally, it also has the option for enabling “Terms and Conditions” for the users to accept before making the purchase. 

Once the user completes the payment process, the plugin redirects them to the “Checkout Result” page. It then shows the details of the transaction for the item they paid for. At the same time, it also stores the transaction information in the orders menu of the plugin. Moreover, the plugin is responsive, making it compatible with all devices and browsers.  

Key Features 

• Option for Alipay payments 
• Able to send receipt email to the users for each transaction 
• Custom thank you page available for every product 
• View purchase order from the admin dashboard 
• Option for customer to pay the custom price 

Price: Free 

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5. PayPal Plus for WooCommerce

PayPal Plus for WooCommerce is the WordPress payment plugin that integrates the PayPal Plus payment methods into the WooCommerce website.  Also, its new express checkout gateway enables faster payment with the Express Checkout button. Further, the plugin integrates popular payment methods such as PayPal, direct debit, credit card, and pay upon invoice. 

Likewise, the checkout page has an iFrame provided by PayPal, offering all the payment methods from PayPal Plus. Depending on your choice, you can guide the customers to either the PayPal form or to the form where they can enter the data to pay through a Credit card, Debit card, or invoice. Moreover, the plugin also credits the amount of the transactions directly into your PayPal account.  

Key Features 

• Enables faster payments from a single product page or shopping cart 
• PayPal vendor protection to prevent losing money 
• Responsive and user-friendly checkout 
• PCI (Payment Card Industry) conformity 
• Same and transparent fees for all the payment methods 

Price: Free  

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6. WooCommerce Stripe Payment Gateway  

WooCommerce Stripe Payment Gateway is another excellent payment plugin that accepts visa cards, master cards, Discover, American Express, Giropay, and many more with the Stripe payment gateway. Besides, it also accepts Apple Pay, Microsoft Pay, and Google Pay for desktop and mobile. Furthermore, the stripe plugin extends the functionality of your website by allowing you to take payments directly via Stripe’s API. 

Likewise, it easily transfers the earnings to your bank account on a 7-day rolling basis. With no hidden costs, monthly fees, and setup fees, it’s economically a great choice to use this WordPress plugin to accept payments as you only have to pay when you earn money. 

Key Features 

• Multi-currency support that accepts payments in over 135 countries 
• Immediate access to the funds  
• Customers can save credit card details for future fast checkout 
• Process refunds in a snap 
• Sort or filter transactions 

Price: Free 

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7. NMI Payment Gateway  

NMI (Network Merchants Inc.) Payment Gateway is an e-commerce payment gateway that allows companies to accept transactions in real-time from anywhere in the world. It’s a user-friendly WordPress plugin that accepts credit card payments while NMI takes care of the users’ credit card details. Due to the seamless integration of the plugin into the checkout page, users stay on your site while purchasing. 

For more convenience, it also supports the refunds from the “Edit Order Page.” Additionally, it allows you to choose the card types that your account supports. Moreover, you can easily add custom titles and descriptions for the gateway. 

Key Features 

• Option to select in between authorize only and sale transaction type 
• Easily switch between sandbox and live modes 
• Requires card CVV (Card Verification Value) code 
• Compatible with WooCommerce 5.x 
• Supports eCheck and tokenization 

Price: $59 for Regular License 

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8. Easy Digital Downloads Stripe 

Easy Digital Downloads Stripe is a premium WordPress payment plugin that allows the WordPress website owner to accept credit card payments. The plugin is feature-rich and best suited for selling digital products on the website. As per their claim, the plugin also helps earn 47% more revenue on average than those who use PayPal. 

Some of the major attractions of the plugin are subscriptions, on-site checkout, save cards’ details to increase conversions, and so on. Further, it also makes the user experience more flexible as the checkout page never redirects elsewhere to complete their payment. Along with this, as an admin, you get the option for combining the credit card number, expiration, and CVC fields into one or keeping them separately. 

Key Features 

• Accepts payments through Google Pay, Apple Pay, and Microsoft Pay 
• Can offer a free trial for software products or services to the users 
• Users can save and select previously used cards securely 
• Pre-approve payments from users 
• Refund directly from the dashboard without logging into Stripe account 

Price: $89 for a Single Site License

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9. WP Simple Pay  

WP Simple Pay is the free WordPress payment plugin to create a simple payment form to accept or process the online payment on your WordPress site. It only adds Stripe per-transaction fees as per the country’s rule. Along with this, you can create unlimited payment forms with Stripe checkout integration. 

On top of that, the plugin lets you display the brand or product image on the checkout pages. It also has the option to collect customer billing, shipping address and verify zip codes. Similarly, you can create custom payment success and failure pages for the user. 

Key Features 

• Supports 27 languages, 39 countries, and over 135 currencies 
• Strong Customer Authentication (SCA) support for improved security 
• Developer friendly for building custom integrations 
• Supports reCAPTCHA v3 invisible verification 
• Supports Apple Pay and Google Pay with Stripe checkout 

Price: Free or $99.50/year for a Personal Plan

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10. Authorize.net  

Authorize.net is one of the widely used payment gateways that process online payments by accepting the master card, visa card, discover, and others. Since the plugin uses Authorize.net’s hosting solution, the payment is processed securely on the servers of Authorize.net. It doesn’t require SSL (Secure Sockets Layer) and PCI (Peripheral Component Interconnect). 

Besides, it also has the option to configure successful and failure payment messages. Additionally, the admin can set currency, allowed countries, and base location from the dashboard. Making the payment more flexible, it enables guest checkout without the need for a user account on the website. 

Key Features 

• Option to enable the use of coupons 
• Test mode and live mode available as API mode 
• Simple and easy to configure 
• 24 hours support 
• Provides login ID and transaction key 

Price: Free 

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11.   WPPayForm    

WPPayForm is a WordPress payment plugin that supports single to multiple payment functionalities with built-in form builder and Stripe integration. It also allows customers to pay custom amounts when required. While the customers pay using the forms, they can finish the payment within a minute without visiting any other page. 

At the same time, you also get the option of collecting shipping addresses, billing, and other information related to the customers. On the customer’s end, they can view detailed payment reports through status, exporting, or searching them. In addition, WPPayForm is also compilable with SCA (Strong Customer Authentication). 

Key Features 

• Customizable payment form  
• Stripe checkout pages and mobile-first optimized forms are available 
• Offers multiple products on a single page 
• Support for over 30 countries, 14 languages, and 135 currencies 
• Ability to send a customized notification email to the payee after completing the transaction 

Price: Free or $47 for a Single Site License

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Wrapping Up 

That was it for the list of best WordPress payment plugins, including both free and premium versions. Before you choose the best WordPress payment plugin, make sure to assess the payment gateway compatibility with the plugin. 

As nobody understands a website better than its owner, we’re hopeful that you can now confidently choose the WordPress plugin to accept payments from the above list that best suits your website. 

Meanwhile, if you want us to choose one, we recommend Everest Forms for you; it readily accepts credit card, Stripe, and PayPal payments. Also, the plugin is the best fit for both beginners as well as for advanced users. 

At the same time, User Registration is another amazing WordPress payment plugin for any WordPress website to accept online payments. It provides unlimited customization options and securely carries the transactions with timely updates. 

That’s not all. You can use User Registration to create custom WooCommerce registration forms and Everest Forms to add repeater fields. If you’re interested to learn more, you can go through our blog featuring easy tutorials on using these two plugins.

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